Terms of Service

1. Acceptance of Terms

By accessing or using ScamChecked ("the Service"), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use the Service.

2. Not Legal or Financial Advice

Important: ScamChecked provides guidance and analysis only. This service is not:

• Legal advice
• Financial advice
• A substitute for professional consultation

The analysis provided is based on automated pattern recognition and should be used as a tool to help inform your decisions, not as the sole basis for any action. You are solely responsible for any decisions you make based on the analysis provided.

3. User Responsibilities

You are responsible for:

• All decisions made based on the analysis provided
• Ensuring you do not include sensitive information such as passwords or verification codes in messages you submit
• Using the Service in compliance with all applicable laws and regulations
• Not using the Service for any illegal or unauthorized purpose

4. Prohibited Content and Abuse

You agree not to:

• Submit content that is illegal, harmful, threatening, abusive, or violates any laws
• Include passwords, verification codes, or other sensitive authentication information
• Attempt to reverse engineer, decompile, or extract the underlying algorithms
• Use automated systems to submit excessive requests (abuse of the service)
• Interfere with or disrupt the Service or servers connected to the Service
• Use the Service to generate spam or malicious content

We reserve the right to limit or terminate access to users who violate these terms or abuse the Service.

5. Service Availability

We strive to provide reliable service but do not guarantee uninterrupted or error-free operation. The Service may be temporarily unavailable due to maintenance, updates, or unforeseen circumstances. We are not liable for any losses resulting from service interruptions.

6. Payments and Refunds

Payments are processed through Stripe. By making a payment, you agree to Stripe's terms of service.

Refund requests will be considered on a case-by-case basis. Please contact [email protected] with any refund inquiries.

7. Intellectual Property

The Service, including its design, functionality, and content, is owned by ScamChecked and protected by copyright and other intellectual property laws. You may not copy, modify, or create derivative works based on the Service without our express written permission.

8. Limitation of Liability

To the maximum extent permitted by law:

• We provide the Service "as is" without warranties of any kind
• We are not liable for any direct, indirect, incidental, or consequential damages arising from your use of the Service
• We are not responsible for any losses or damages resulting from decisions made based on our analysis

9. Indemnification

You agree to indemnify and hold harmless ScamChecked, its operators, and affiliates from any claims, damages, losses, or expenses (including legal fees) arising from your use of the Service or violation of these terms.

10. Changes to Terms

We may update these Terms of Service from time to time. We will notify you of any material changes by posting the new terms on this page and updating the "Last updated" date. Your continued use of the Service after changes constitutes acceptance of the new terms.

11. Governing Law

These terms are governed by the laws of the United Kingdom. Any disputes will be subject to the exclusive jurisdiction of the courts of the United Kingdom.

12. Contact Us

If you have questions about these Terms of Service, please contact us at [email protected].